Sending & Receiving Agent Payments with OpenClaw

I presented how agents can send and receive payments through OpenClaw, using stablecoin and fiat examples to walk through the transaction.

Stripe · Singapore · 9 April 2026

Speaker and seated audience beside the Sending and Receiving Agent Payments with OpenClaw title screen
OpenClaw agent payments presentation at Stripe, Singapore, 9 April 2026.

Overview

I explored what changes when software becomes the buyer: an agent discovers a service, prepares a transaction, and pays for it. I demonstrated prototype stablecoin and fiat flows from both the agent and merchant sides.

I also walked through merchant setup, identity verification, payment methods, payouts, and transaction testing. Giving an agent payment access does not remove those steps.

Payment Workflows

Stablecoin flow

I used Tempo Wallet and the Machine Payments Protocol to explain payments for digital services, with paid object storage as the concrete example.

Fiat flow

I presented Stripe Shared Payment Tokens for fiat transactions and used StableTravel to illustrate a commerce flow through conventional payment rails.

Architecture and Tools

I connected OpenClaw local skills to payment operations while keeping merchant configuration in the payment platform. I treated the service request, approval, payment, and confirmation as separate steps.

I kept the purchase tied to a specific service and agreed terms. The transaction record needed to explain what the agent bought, not just that money moved.

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